What are the Tax Benefits of the recent Budget ?

What are the Tax Benefits of the recent Budget ?

Much of the recent commentary of the Government's 2016 Budget has been negative,
and as a result the benefits for Small Business owners have been obscured.
This nit-picking approach has made it difficult to understand what are the Tax changes
announced in the Budget by Scott Morrison,
and how SME's can benefit from these improvements.

We are conducting a Series of brief Webinars for Households and Small Business owners
which will outline a Finance and Tax Strategy to utilize the updates
announced in the 2016 Budget.

Would you like to Benefit from the Budget changes ?

The Webinar Registration link will be on my Fb Page shortly
on the link below.

Craig Holme Consulting

Why choose a Mortgage Broker who understands the Property Cycle ?

Why does your Mortgage Broker need to understand the Property Cycle ?
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In the current stage of the Property Cycle in Australia,
is it possible to pay too much for your Property purchase ?
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Recent Articles in the media have discussed the Stages of the Property Cycle
in different regions of Australia .
The reality of the influence of Consumer Confidence on Property Prices is explained
in the context of the Property Cycle.

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As a result of the current fluctuation in Apartment Prices
in some areas of Brisbane and Melbourne,
it is wise to choose a Mortgage Broker who is understands the Stages of the Property Cycle.
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If you are dealing with a Mortgage Broker who is simply an 'Order Taker',
the Broker may not be aware of the Stages of the Property Cycle.
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An 'Order Taker' Mortgage Broker thinks that his role
is merely an observer in the negotiation process
by the Client to purchase Property .
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Would you like your Tax Return to be Stress Free ?

Would you like your Tax to be Stress Free ?
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We tend to stress-out over how we are going to prepare our Tax Returns on time.

This creates a lot of anxiety which can effect your brain.

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Would you like your whole Tax experience

 to be transformed into a Stress Free Zone in your life?

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Phone Flinders Accounting on 0423 585 932 or 1300 541 777

for a Stress Free Tax experience .

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Relax and Unwind - Breeze Holiday Apartment in Victor Harbor - Adelaide

Unwind Holidays - Breeze Holiday Apartment in Victor Harbor - Adelaide

What are the dangers of Investing Property in SMSF ?

Why are the Alarm Bells ringing for SMSF Property Investing ?
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A recent Article in the Sydney Morning Herald entitled,
"Warning sound on DIY-super property",
 states,
'DIY superannuation funds turbo-charged with borrowing to buy property
are failing after two years because of high costs and low returns,
sparking alarm within the billion-dollar retirement industry about the
controversial investments.'
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The Article continues,

'Advisers recommending self-managed super funds claim they are being bombarded by property developers with offers of up to 20 per cent commissions, top-up bonuses and other special cash incentives to encourage the super investors to buy off-the-plan apartments.

"This is scary"....said the executive of SunSuper, a $30 billion super scheme for major companies and individuals, about the pressures on investors to borrow against their retirement assets.

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Investors are being offered "returns" on apartments equivalent to more than 20 times the Reserve Bank of Australia's cash rate, with free furniture and guaranteed tenancies.'

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The above Flow-Chart shows the potential problems with Property Spruiker Seminars giving incorrect advice on the setup and structure of SMSF's . The issue is that over-priced Apartments are sold at these Seminars using super savings as security for the loan.

 

Does the Customer know what they want ?

Exposing the  'Customer knows what they want' Social Media Sacred Cow
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Recently I was reading a book on Twitter Marketing,
which had as its main premise,
"Twitter is where you find out what your Customers want".
Whilst I understand that there is some truth in this statement,
by and large it is a 'Sacred Cow' amongst Marketers that the
'Customer knows what they want, the Customer is always right'.
.

The reality of Social Marketing is that Twitter is the place that ;
Firstly, Customers use Twitter to complain about poor Customer Service.
Secondly, Customers protest about poor Product Quality on Twitter.
Thirdly , Customers raise legitimate issues about product health concerns .
Fourthly , Customers raise ethical questions related to Brands .
Fifthly, Customers praise a Product or Service.
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Breaking News :
Customers are becoming far more likely to complain on Twitter
about Products, Services or Brands,
than to offer complimentary remarks.
Why ?
Because 'Social Media experts' are parroting
the REWARD THE COMPLAINER line.
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"Let's Wine & Dine the Whiners"
Reality Check ;
This is creating a Culture of Grumbling on Social Media,
because if you compliment the Service at a Restaurant on Twitter
you get a 'Thanks',
but if you WHINE, you get a FREE DINNER with a BOTTLE OF WINE.
We now have a large group of Professional Bleaters who know how
to work the Social System.
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What authority do I have to make the above claims ?
I have well over 10,000 followers on my Twitter Accounts,
and they are all growing daily .
I am a big promoter of Businesses correctly using Twitter,
but we need to stop believing the Social Marketing hype,
and go into Twitter with our eyes wide open.
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Over the last several years I have seen 10,000's of Business owners
open a Twitter Account because of listening to the advice
of Marketing Parrots saying,
"Open a Twitter Account and find out what your Customers want".
When these same Business owners encounter the real world
of Social Marketing on Twitter,
they find it is poles apart from what the 'Marketing Experts' told them,
and they subsequently quit .
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As a result Twitter has become a graveyard for Small Business Accounts,
when it could have been one of the greatest sources of Website Traffic
for those Businesses if Twitter was used properly.
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Would you like an effective Twitter Marketing Campaign ?
Phone Yellow Digital - Craig Holme +61 0423 585 932
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Let's connect on Twitter

Omega Course.

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Alpha Training and Development.

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Let's connect on Google+

Craig Holme

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Let's connect on Facebook

Craig Holme Consulting

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Yellow Digital

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Copyright - Craig Holme - 2014

 

 

 

 

Mortgage Broker Secrets

What is the Number 1 Secret your Mortgage Broker may not want you to know ?
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This Secret is clarified in the Advertising Question,
"Would your Bank tell you if a competitor had a better Home Loan ?".
Whilst this sounds like a reasonable Question to ask,
when we examine it we find that it is hiding a Secret
that your Mortgage Broker may not want you to know.
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The assumption of the above Question is that your Bank
will not tell you about better Home Loan Options elsewhere.
Whilst this may be the case,
it ignores a far more important Question,
"Does your Bank have a better Home Loan option
  that you do not know about ?"
.
Why would Mortgage Brokers not tell their Clients
about better Home Loan options that their Bank  currently has ?"